Buying your home can be tricky and this has to be done very few times in your life for most people. So to do it carefully and keep a check on everything is a smart option.

1. Affordability - This is one of the most important lookout point. Don’t stretch yourself too much, you must know what you can really afford and how much you cannot.

2. Credit score - Your loan rate will depend on your credit score, so try and get a good score before you go in for your loan. This will enable you to get a good loan at a lower rate of interest. This would even help you in getting good Home insurance quotes.